| 1. | Chapter two analyzes the present situation of industrial injury insurance and employer ’ s liability insurance in our country . certain achievements have made in industrial injury insurance of our country , but many weak points have still existed , which obviously is shown in the following aspects : the actual coverage of industrial injury insurance is limited , counter choices exist , industrial injury prevention lags , scientific tariff mechanism not yet forms , some rules hinder the enterprises to insure 由于工伤保险为法定强制保险,而且工伤保险具有福利性,在获得工伤保险待遇便丧失民事赔偿请求权的背景下,不少投保雇主责任险的客户或潜在客户转而参加工伤保险,使雇主责任保险业务受到较大的冲击,雇主责任保险业务量萎缩。 |